Basic Checking
DHCU gives you choices. Choose the checking account that fits you best. Whether you want to keep things simple and Basic or you want a few Rewards you can find either at DHCU.
- Unlimited check writing
- No minimum balance
- No monthly service fee
- No per check fees
- Unlimited teller and electronic transactions
Choose your checking account and get:
- Free Visa CheckCard, providing point-of-sale and ATM access worldwide
- Free unlimited use of DHCU owned ATMs
- Free Automatic Payroll Deposit
- No teller or transaction fees
- No per check fees
- Unlimited access at over 100,000 ATMs across the country
- Free DHCU HomeBranch online account access
- Online check ordering
- E-Statements delivered safely to your email address
- Our safety guarantee
- Free HomeBranch and BillPay
- Free TellerFact telephone account access
- Membership Savings
- Automatic Overdraft Protection with DHCU Savings account or Courtesy Pay and the option to apply for overdraft protection using your DHCU Visa Credit Card
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CheckingRewards
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Basic Checking
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All Access
Student Checking
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With this account: |
Dividends on Balances of $2,500 or more. |
Simple. Easy.
Nothing to
track but your spending. |
5 free ATM transactions
each month. |
Pick this account if you: |
Maintain a higher account balance and enjoy earning dividends on your money. |
Prefer convenience without minimum balance requirements. |
Are age 16 to 24 and just getting started. Perfect combination of paper & plastic access. |
Free ATM Withdrawals at non-DHCU owned machines |
5 Free* |
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5 Free * |
DHCU ATMs |
Unlimited Free |
Unlimited Free |
Unlimited Free |
DHCU CheckCard
CashBack Rewards |
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Earn Dividends |
$5,000+, 1.26%
$1,000 to $4,999, .75% |
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Free Money Orders & Corporate Checks |
Yes
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Required Direct Deposit |
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Monthly Fee |
$10 if average daily balance
falls below $2,500 |
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Minimum Balance |
$1,000 average daily balance
to earn dividend |
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EStatements |
Optional |
Optional |
Optional |
Online Check Images |
Free |
Free |
Free |
Point of Sale
transactions & withdrawals |
Free |
Free |
Free |
Member GiveBack Bonus Certificate Rates |
Yes |
Yes |
Yes |
Overdraft Protection |
Yes |
Yes |
Yes |
HomeBranch Online Access |
Free |
Free |
Free |
Online BillPay |
Free |
Free |
Free |
Free DHCU Custom Checks |
with direct deposit** |
with direct deposit** |
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*Withdrawals balance inquiries and transfers are 50 cents each. The DHCU Checkcard is a debit card and will be issued subject to approval. For complete details on these checking accounts, refer to the DHCU Account Disclosure.
** New accounts recieve first 50 checks free. Members with recurring direct deposit receive DHCU Custom Checks Free. Other styles available at full price-prices vary. DHCU Custom Checks provided at no cost when Direct Deposit is used. Other styles available at full price-prices vary.
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