All Access

All Access is a package of services designed for members ages 18 to 23. The DHCU All Access account is a great way to help establish good financial habits sure to last a lifetime.

With the All Access checking account recieve:

• $0 minimum balance*
• No monthly service fee
• 5 free ATM/Checkcard withdrawals
• First order of 50 checks free
• Free HomeBranch and BillPay
• Free TellerFact 24 hour account information
• No charge for CheckCard purchase transactions
• Direct deposit/ payroll deduction
• Overdraft protection with a DHCU Savings account or Visa
• Members 23 years of age and under earn interest on deposits lower than $100 and have a minimum deposit of $500 when opening a Certificate
• Scholarships

Have little or no credit? You may be eligible for our All Access Visa Credit Card. This Visa is perfect for building credit history with responsible spending and timely payments. Our All Access Visa has a $500 line of credit.

With the All Access Visa applicants must:

• Be 18-23 years old
• Be working a minimum of 20 hours per week
• Must have qualified co-signer or funds on deposit to secure line of credit

*$5 minimum in Savings Account.

DHCU is excited to provide our younger members with a complimentary subscription for the upbeat money magazine, Brass|CU . This magazine focused around young adults, money and how it affects their lives, compliments the variety of DHCU financial products and services designed to save money, allowing young adults to get a head start on finances and reach their financial goals.

Articles range from features about young entrepreneurs, to tips about how to finance their first car or read a W2. Whether it be planning for retirement or budgeting for Spring Break, Brass|CU helps young adults to achieve their goals. The magazine is produced and written by young adults who understand their peers interests and money needs. So if you want to know how to make money, manage it and multiply it, refer to the quarterly publication, Brass|CU Magazine. It's mailed to your home four times a year, or access it anytime online.

If you're already a DHCU member between the ages of 18-23, you're automatically enrolled to receive Brass|CU quarterly. And, it's free!

GiveMe20.com is a resource for parents to help teach their teens about finances and money management.